Dumb Money                    4 stars

The new based on real events movie Dumb Money by Craig Gillespie (I, Tonya) starts by introducing the players on screen showing us their estimated worth. That way it becomes clear who the good guys are and who the bad guys are in the stock trading world, or who are the billionaire hedge fund managers and the retail traders (who the billionaires refer to as Dumb Money). In the early days of 2021 while America wasn’t watching the news about Donald Trump’s second impeachment, they were following a story about a small publicly traded company called Gamestop that was being promoted by a single nerdy small investor named Keith Gill (Paul Dano of Little Miss Sunshine and There Will be Blood). He broadcast his message of belief in the stock on Youtube and Reddit under the name of Roaring Kitty, convincing thousands of small investors to buy it to show the big guys on Wall Street that the stock was undervalued, making the phrase “I like the stock” a rallying cry. The hedge fund managers are all betting against them, selling Gamestop short, allowing them to make a lot of money when and if the stock crashes in value. (I don’t really understand how this works but the movie helps to explain it.) The billionaires are portrayed by Seth Rogen, Vincent D’Onofrio and Nick Offerman who strut around in their luxury suites and tennis clubs. The little guys who buy into the stock and hold it with religious fervor are a nurse named Jenny (America Ferrera), a retail clerk (Anthony Ramos), and a couple of college students (Talie Ryder and Myha’la) who are all desperate for money. The movie provides some non-investing characters to ask questions about what is happening, allowing Gill to explain it in easy to understand terms. These include his wife, Caroline (Shailene Woodley) and his idiot brother Kevin (Pete Davidson in another well executed smart-ass role). All this eventually leads to the climax of a congressional inquiry when there is an apparent impropriety that protects the billionaires from further losses. The movie effectively tells the story of what happens when Wall Street greed collides with the power of social media combined with the isolation brought on by the pandemic. Dumb Money is not The Big Short by any means but dramatizes a story about stock trading done in a way that makes it relatable to the average viewer. Also, fans of hip-hop artist Cardi B should be pleased by the choice of music.